Loan Against Assets: Investments

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Showing posts with label Investments. Show all posts
Showing posts with label Investments. Show all posts

Thursday, January 3, 2019

How to Get a Loan Against Mutual Funds: Guide

1:09 PM 0
Since cash crunches have become a common phenomenon, having affordable funding solutions is an essential requisite. Having said that, these funding solutions need to be really affordable and accessible in order to be helpful.

For instance, a loan against mutual funds which lets people mortgage their mutual funds bonds and avail a loan against it can be a good option. However, in order to optimize the facility to a maximum, the applicant must be completely aware about all the ins and outs. Hence, on a similar note, below is a small guide on how to get a loan against property. 


What is a loan against mutual funds? 

A loan against mutual funds is a type of mortgage loan wherein the applicant gets to pledge their bonds and other securities as collateral to borrow a loan. The said facility can be availed from any bank or NBFC given the borrower has the required creditworthiness. The best part about this facility is, the borrower gets the desired financing while securing the maturity value of the investment at the same time.

How to apply for a loan against bonds? 

The application procedure is very simple. You can visit the nearest branch of the bank or NBFC you wish to proceed with for the loan and apply then and there. You can also use the online application feature provided by the lender to avail the loan. Just navigate to the online application feature, fill in the application form, attach all the necessary documents and then submit it. Once approved, the money will be disbursed directly into your bank account.

To know more about this facility, click here: A Handy Guide on How to Take a Loan Against Mutual Funds    
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Wednesday, July 4, 2018

3 Major Benefits of Loan Against Securities You Should Know

11:22 AM 0
Loan against securities is a safe option to tide over financial crisis without breaking your investments. Most NBFCs and financial institutions let you choose from a wide list of securities to pledge as collateral such as shares, mutual fund, FMPs, IPOs, ESOPs and bonds.

Know 3 major benefits of availing a loan against security.

Higher loan amount

Higher loan amount - Bajaj Finserv

On meeting the eligibility, you can claim a higher loan amount to fulfill your financial goals. The loan is taken to fulfill personal and professional obligations such as meet wedding expenses, fund education, finance a vacation, run business operations, purchase bulk inventory and so on. The lender does not scrutinize the borrower on how they intend to use the loan so can it be used more or less like a personal loan.

Dedicated support
Dedicated support - Bajaj Finserv


Whether you can apply for loan against securities online or walk in to your lender, they will provide you with a dedicated Relationship Manager. He/ she will understand your requirement and gather relevant documentation from your place to take the process further. Any doubts or suggestions during the loan process you may always get it clarified from them.

Easy online management

Easy online management - Bajaj Finserv

The lender will let you easily open and maintain an online loan account. Just request them for login details and you can track your account from anywhere at your convenience. This easy tracking will help you take informed decisions during the loan cycle as you can access your repayments, total paid, and other details anytime.   
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Tuesday, July 3, 2018

How Loan Against Shares Can Help You Fulfill Financial Needs?

6:43 PM 0
At times when you need urgent finances without having to break your investments you may opt for loan against shares. A comprehensive list of securities which can be used to avail the loan are shares, mutual funds, FMPs, IPOs, Bonds and ESOPs. These can be pledged as collateral for the loan.

Once you apply for the loan against shares online by filling up a simple application form your lender’s Relationship Manager will get in touch with you. They will understand your requirement and ask you for basic documentation. The loan can be used to take care of several personal and professional finances such as setting up business, running business operations, buying equipment, manage wedding expenses, fund education and so on. While, basic documents required are ID proof, address proof, document proof of securities and passport size photograph.

Loan Against Shares - Bajaj Finserv


On verification of documents you may get the loan disbursed within 24 hours. You may request for an online account to manage your loan. Receive your login details from the Relationship Manager and keep track of repayments, interest rate and amount paid off. Digitally accessing your account helps you keep tab of loan from anywhere anytime at your convenience without having to depend on the representative.

In case, you want to pay the loan before its due date you can easily do so. Most financial institutions and NBFCs would be happy to assist you without charging anything extra. Overtime, a foreclosure will benefit your credit score and you will be able to avail loans as per your financial needs.
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Thursday, June 14, 2018

6 Benefits Of Loan Against Securities

12:44 PM 0
Loan against security helps you avail instant finance without having to break your investments such as a mutual fund. It is a hassle-free method to liquidate your assets and get your instant cash needs met.

Let’s take a look at its 6 other major benefits.

Loan Against Securities - Bajaj Finserv

High Value Loan

You can avail a high value loan to meet your diverse financial needs, based on the value of your collateral.

Easy Account Management

You can apply online from anywhere by filling up the online application form. As a borrower, you can just use your login details to keep track of the loan cycle. You can check details such as repayment due dates, total repayment made, total loan due, interest rate and so on.

Pre-Approved Offers

Most financial institutions and NBFCs provide pre-approved offers. These are tailor-made as per the customer to take care of their immediate financing needs via loan against security.

Instant Approval

You can benefit from instant loan approval by applying online. Besides, you do not have to submit elaborate paperwork which further quickens the process, saving your time and effort.

Zero Additional Charges

You can prepay your loan, as and when you want and even opt to foreclose your account. All these are possible at your own time and at no additional charges.

Wide List Of Securities To Choose From

You can pick from a comprehensive list of securities such as shares, mutual fund, FMPs, ESOPs and Bonds which can be pledged as collateral.
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